Real Estate International
Mortgage Views
Once the home has been purchased by the highest bidder there are a number of options available to the new owner.Here are some facts and issues regarding mobile home foreclosure, and what you could possibly do if you face such a dilemma.From the day you file, you are automatically protected.This process allows for the highest bidder to gain ownership of the property in question.What You Should Know About A Foreclosure Loan Are you about to lose your home to foreclosure?If so, do not just sit there wallowing in despair.After a certain window of time, if the borrower ignores the problem, and continues to perpetuate their delinquency of payments, then the lender will have no other option but to put the house into foreclosure and sell it to the highest bidder. It is important to remember that certain events that we experience in life are beyond our control.The good thing about using these online resources is that most of them are year to date so you can be sure that almost all of the properties listed there are still available.Remember that the seller is under a great amount of pressure and may even be desperate to sell their home.Pre-foreclosure purchasers may often be misled by heavy doses of advertising that claim that buying pre-foreclosure properties is a way of getting rich fast.Therefore, purchasing a foreclosed property is conducted through a bidding process with the highest bidder receiving the property.A buyer's agent can help you find a home within your price range, walk you through the home buying process, assist you in finding a lender that will work with you, arrange inspections and appraisals and guide you through the closing process.The right to such a deed is explained in the loan contract.But what about services offered to those who face foreclosure?There are
Foreclosure Training
Real Estate Views
A Reminder of Relevant Wikipedia Policies for New Editors
First of all, thanks for your contributions to Wikipedia!
- Because Serin is a living person, please consult the policy on Biographies of Living Persons (WP:BLP) before making changes to this article.
- Information that you add must reflect a neutral point of view, or it will be removed immediately and without discussion. The Neutral Point of View page (WP:NPOV) has a further explanation of this policy.
- Negative information that cannot be verified (WP:V) using published sources must also be removed immediately. Keep in mind that the standard for inclusion is verifiability, not truth. The page on reliable sources (WP:RS) will help you decide if your source meets encyclopedia standards.
- Wikipedia does not accept any original research. Any facts, opinions, definitions or analysis included in this article must have been previously published by a reliable source in relation to Serin himself. The pages on the original research policy (WP:NOR), and on the synthesis of published materials (WP:SYN), clarify these requirements.
- Do not vandalize the article or the talk page (WP:VAND). Among other things, this means you can't: blank the article, insert nonsense, insert external links to non-notable blogs or online petitions (WP:SPAM), or remove/modify other people's comments on the talk page - except to remove libelous attacks.
Also, please sign your comments using four tildes (~). Happy editing! Saranary 17:43, 25 April 2007 (UTC)
Notability
I just saw that a previous attempt at this page (which I have not seen) was deleted a few weeks ago. So I'd like to make a case for the notability:
1. Coverage in the press: as noted in the article and can be verified (with google) there have been several distinct (i.e., authors doing their own interviews, as opposed to re-reporting or just going off what they can find on the net) articles in the mainstream press.
2. Poster child: Google comes up with his blog from google(looser foreclosure), i.e., without referencing the name or particulars of the site. So it is not so much that he is particularly noteworthy in the predicament he finds himself in, but that people see him as the poster child representing some of the troubles with the housing bubble.
3. Currency: he is in the news (google news on "casey serin" produces a dozen hits in the past four weeks).
4. Comps: When looking for a similar sort of figure I came across Larry Walters. Guy who does something stupid, which gets noticed and makes his way (in a small way) into our lore. We are starting a little earlier in the case of Casey.
So I would recommend we develop and maintain the page and then look back after the dust settles and see if there is longer-term notability, or if it is really just a flash in the pan. I suspect the encyclopedic importance will be the symbolic role he is playing by being able to put a name and face to some of the shady dealings that take place during a bubble. -- Jake 23:20, 17 November 2006 (UTC)
Here is a recent example of how the media looks to Casey when they need an example:
TODO
1. A little more on the deals to lead into how they lead to trouble. Cash back loans. Stated income or "Liar loans". I created the table of deals, i cannot access the sacramento county real estate records page(It needs Explorer 7, and I don't run explorer out of principle), so if someone can add some material on his sold properties, and even links to the land records or the mortgage records, that would be good. I found most of the material to date in that on his own site, and the table shows a best effort analysis, i think it would take some serious forensic accounting to calculate some of the profits or cash backs.
2. The blogging angle: running commentary about the legality of his actions and if he is going to jail. Blog taken down briefly then put back up (cat was already out of the bag).
3. A little more background on earlier Ponzi schemes? Or not, they weren't very notable and most Bios try to take a positive tone about the subject except as warranted otherwise. Hmm.
4. According to the courthouse link, he and his wife had another conference on November 26th.
Someone should add a section on Serin Denial
Is there any evidence that Casey actually exists? It is simply not possible that this obviously character is a real person. Yes, there is a name on some real estate records, but that's common fodder for internet trolls.
Take a look at his blog today -- it's an obvious troll/advertisement.
200.38.162.21 00:18, 28 February 2007 (UTC)I still can't believe Casey is for real. He sounds too dumb / silly / stupid to be so. I believe he's part of a viral campaign.
I sympathize with your skepticism, but all the available facts support his story. If there is a real Casey Serin who is being exploited by trolls, it's extraordinarily unlikely that he would have remained silent until now given the vilification being heaped upon him. As soon as the USA Today story broke (now several months ago), he'd have been trying to clear his name.
Personal Info
Since this is a biography of a living person we should respect his wishes to keep his family out of the public discussion. Since they don't figure into his notoriety (at least by name), I have removed the name of his wife. Jake 22:18, 19 January 2007 (UTC)
Jake, please keep deleting out of the Casey Serin article. I'll cut and paste what I wrote on Exurban Nation:
First of all, only her name and birthday is listed -- hardly some tell-all exposé. Secondly, she isn't some random figure whose information is put up just so we can harass her. She's clearly involved in this whole saga, from the signing of documents, to the attempted re-habbing of the houses, to taking the guru classes, to appearing at the recent foreclosure auction. Thirdly, as pointed out on the "Talk" page, Casey makes no effort to hide her identity. Every "hater" on the internet knows who she is. Please stop deleting her name... rant off, thanks.
-- signed, "Benoit"
We don't each have a page of everything we do that is public record. I am going by the information on biography of a living person:
His wife isn't in the newspaper articles, and isn't on his blog, and isn't part of his notoriety. He has been pretty clear about his desire to have his family "left out of it", he is a living person, and the guidelines I just quoted are rather clear. I personally don't really care, and you are certainly welcome to do what you want on your own blog, etc. I am just trying to keep this encyclopedic. I am willing to concede that she is involved, but is not as notable (37 vs 28,000 hits on google). Perhaps a compromise would be to call out that she is referred to as G on the blog, and Casey has made efforts to keep her and his family out of the press, but her name is part of the public record. --Jake 18:53, 2 March 2007 (UTC)
I agree that Casey's family is not relevant or notable to any significant extent at this time. While she may be involved, this part of her involvement is probably not worthy of mention here. In addition, some people seem to be adding personal references to Galina with a seemingly hostile intent. I think we should mention the names of Casey's immediate family, and leave it at that. The family picture is probably too much; it should be replaced with something that is somehow related with Casey's housing adventures. AaronWL 04:10, 15 March 2007 (UTC)
No - we're not the loosers(tm) now - he's brought his wife back into it on his blog so it's time to put her name back in the article me think! --PeterMarkSmith 03:51, 5 April 2007 (UTC)
reactions
I think we may need another section for stuff like: http://www.freewebs.com/creepyoldman/CaseyChart.html, http://exurbannation.blogspot.com/, http://iamnotfacingforeclosure.com, http://www.caseyserin.org/, http://galinaserin.blogspot.com/, http://caseyserin.info that are outgrowths or reactions to Casey's site. I'm not inspired at the moment for the right way to approach this with an encyclopedic tone. Jake 03:34, 23 January 2007 (UTC)
Jamba juice
Who cares that he likes jamba juice? This is an encyclopedia
Site is down
The site is down as of 3/8/2007. Is the blog done you think? The FBI catch up to him? Or just Casey failing to keep up with his bills? OneWorld22 22:21, 8 March 2007 (UTC)
3/14/07 Entry About This Article
Casey has blogged about the wiki page today; I would expect that there will be a lot of people trying to make changes in the upcoming days. Is there a way to get the page protected? 198.144.208.32 15:02, 14 March 2007 (UTC)Sprezzatura
03/14/07 Flurry of edits expected
The subject of the entry has complained that the article is not fair. Going so far as to use the word libelous. He's asked "supporters" to edit the content for more balance. The response among critics has been a groundswell of wanting to put up even more information going back to his earliest attempts at fast money using a pryamid scheme mail fraud on the internet. The subject lives in California, a common property State. His debts are his wife's debts. He has even posted the particulars of her outstanding credit issues in a google spreadsheet. He has posted her picture in flickr showi
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There has been a 21 per dollar change in the numerosity of repossessions in the UK over the last year, taking the quantity numerousness to 27,100.According to the Citizens Monition Commode (CAB) that is almost twice the unit from 2005, reflecting a biology difficulty it says it is contrast nationwide.